Now Lending Across Florida

DOS MORTGAGE

Better Rates. Faster Closings. Zero Hassle.

Access 50+ wholesale lenders. AI-powered pricing. Close in 7–21 days.

NMLS# 2566498  |  Licensed in Florida

Conv 30yr: 6.25%
FHA 30yr: 5.875%
VA 30yr: 6.00%
Jumbo: 6.50%
Conv 15yr: 5.75%
Conv 30yr: 6.25%
FHA 30yr: 5.875%
VA 30yr: 6.00%
Jumbo: 6.50%
Conv 15yr: 5.75%

Rates updated daily. Your rate may vary. Subject to credit approval.

The DOS Mortgage Difference

🏦

50+ Lenders

We're not a bank. We shop 50+ wholesale lenders to find YOU the best rate. Period.

7–21 Day Closings

While others take 45–60 days, our AI-powered process closes in weeks, not months.

💰

Save Thousands

Average client saves $4,200 over the life of their loan compared to going direct to a bank.

A Solution for Every Borrower

From first-time homebuyers to seasoned investors, we have the right program for your needs.

🏠

Conventional

As low as 3% down

From 6.25%

🇺🇸

FHA

580+ FICO, 3.5% down

From 5.875%

🎖️

VA

Zero down, no PMI

From 6.00%

🌾

USDA

Zero down, rural areas

From 6.125%

💎

Jumbo

Loans over $766,550

From 6.50%

📊

Non-QM

Bank statements, DSCR

From 6.75%

🏗️

Construction

Build your dream home

Custom

🔄

Reverse Mortgage

62+, access your equity

Custom

💼

Commercial

Investment & business

Custom

Four Steps to Your New Home

01

Apply Online

Fill out our simple application in 10 minutes. Available in English & Spanish.

02

AI Finds Your Best Rate

Our technology searches 50+ lenders in seconds to find your lowest rate.

03

Lock & Process

Lock your rate. Our team handles the paperwork.

04

Close & Celebrate

Sign, fund, get your keys. Average: 14 days.

Estimate Your Payment

Use our calculator to see what your monthly payment could look like.

¿Hablas Español? Nosotros También.

Todo nuestro equipo habla español. Desde la aplicación hasta el cierre, le atendemos en su idioma.

Aplique Ahora

What Our Clients Say

★★★★★

"Closed in 12 days. Best rate I found anywhere."

Michael M.

Purchase

★★★★★

"Refinanced and saved $380/month. The process was incredibly smooth."

Sarah T.

Refinance

★★★★★

"Me ayudaron en español todo el proceso. Excelente servicio."

Carlos R.

FHA Purchase

Already Applied? Check Your Status

Track your loan progress, upload documents, and communicate with your loan officer.

Or call us: (239) 688-0007

Apply in Minutes

Fill out the form below and a loan officer will contact you within 1 hour.

Thank You!

A loan officer will contact you within 1 hour.
We're excited to help you find the best rate.